The debit card that helps you get more, do more, see more.
Start spending money in a way that gets you closer to your goals.
Already use Monorail Wishlist? Now, you don’t have to wait for funds to transfer. Put your money in your free Monorail checking account. And use your linked Monorail card to buy.
Don’t let your impulse today interfere with your dreams for tomorrow.
Manage all your wants and dreams in the same app. Intuitive design. Simple systems. So you can buy things with the money you actually have.
With the powered wishlist app that helps you save for the stuff you want.
“My old debit card did nothing for me. Felt like a no-brainer.”
“I love the roundups!
Makes saving a little more fun...”
“Nice little cash back perks were unexpected. It’s nice knowing that I can save money on the fly...”
When you buy with the Monorail debit card, get cash back rewards sent directly to your Wishlist Fund.
When you grocery shop
When you boost your wellness
When you eat out
When you book a hotel
So you can keep the good times going.
And potentially buy more.
Let’s be real - you probably weren’t going to add the insurance for that item. But by buying items with your Monorail card, now you don’t have to think twice.
90-day protection on stolen or damaged purchases
Event ticket reimbursement if you’re unable to attend
Up to 12 months extended warranty on manufacturer & purchased warranties
Reimbursement on an item if you’re unhappy & the retailer won’t accept returns
Don’t let a few roadblocks ruin your trip. By booking travel with the Monorail card, you’ll be covered when you experience some unforeseen turbulence.
Reimbursement for emergency expenses due to 6+ hours delayed baggage
Reimbursement on damaged or lost checked & carry-on baggage
Reimbursement for collision damage to your rental vehicle if you’re in an accident
Reimbursement of non-refundable ticket cost when your trip is cancelled
Wait to buy your Wishlist items
Enable roundup savings on purchases
Monorail Visa debit card
+ virtual lock
Roundups on purchases
auto-transferred to your Wishlist Fund
Cash back rewards auto-transferred to your Wishlist Fund
Dedicated shopping card
Free checking account
Direct deposit for your paycheck
Instant transfers, withdrawals, and spending with the Monorail card
Transparent transaction records
Tap to pay with the physical card
Find an ATM
Dream big & small with your Wishlist and Tracks
Set up your account in less than 5 minutes
Chat with support & get real human help