SPEND
Do more with your money
The debit card that helps you get more, do more, see more.
Start spending money in a way that gets you closer to your goals.
Or free to download
The debit card that helps you get more, do more, see more.
CHECKING ACCOUNT
Have your money all in one place
Already use Monorail Wishlist? Now, you don’t have to wait for funds to transfer. Put your money in your free Monorail checking account. And use your linked Monorail card to buy.
DEBIT CARD
Take charge of your spending
Say goodbye to big bank vibes. Use the Monorail Visa debit card to only spend the money you actually have.
DIRECT DEPOSIT
Balance work
and life
You’ve been working hard! But don’t forget the big picture. Send your paycheck to your Monorail account. So your funds are all within reach to support your goals.
TRANSPARENT TRANSACTIONS
Stay on top of every purchase
Have transparency into your spending. See all transactions and transfers made from your Monorail account. So you have total control over your available funds.
REWARDS
Get cash back
When you buy with the Monorail debit card, get cash back rewards sent directly to your Wishlist Fund. So you can keep the good times going. And potentially buy more.
PEACE OF MIND
Get insurance on your purchases
Let’s be real - you probably weren’t going to add the insurance. But by buying items and booking trips with your Monorail card, now you don’t have to think twice.
ROUNDUPS
Save cents to the dollar
Every penny counts. Roundup your purchase to the nearest dollar. And automatically send it over to your Wishlist Fund. For out of sight, out of mind savings.
Want responsibly
Don’t let your impulse today interfere with your dreams for tomorrow.
Manage all your wants and dreams in the same app. Intuitive design. Simple systems. So you can buy things with the money you actually have.
Save now, buy later
With the powered wishlist app that helps you save for the stuff you want.
Or free to download
The debit card that helps you do more than just spend your money
“My old debit card did nothing for me. Felt like a no-brainer.”
“I love the roundups!
Makes saving a little more fun...”
“Nice little cash back perks were unexpected. It’s nice knowing that I can save money on the fly...”
Go the extra mile with Monorail
Get automatic cash back rewards.
On the things you already do.
When you buy with the Monorail debit card, get cash back rewards sent directly to your Wishlist Fund.
When you grocery shop
When you boost your wellness
When you eat out
When you book a hotel
So you can keep the good times going.
And potentially buy more.
Get insurance for your items.
Automatically. Free of charge.
Let’s be real - you probably weren’t going to add the insurance for that item. But by buying items with your Monorail card, now you don’t have to think twice.
90-day protection on stolen or damaged purchases
Event ticket reimbursement if you’re unable to attend
Up to 12 months extended warranty on manufacturer & purchased warranties
Reimbursement on an item if you’re unhappy & the retailer won’t accept returns
Get automatic travel insurance.
When booking with the Monorail card.
Don’t let a few roadblocks ruin your trip. By booking travel with the Monorail card, you’ll be covered when you experience some unforeseen turbulence.
Reimbursement for emergency expenses due to 6+ hours delayed baggage
Reimbursement on damaged or lost checked & carry-on baggage
Reimbursement for collision damage to your rental vehicle if you’re in an accident
Reimbursement of non-refundable ticket cost when your trip is cancelled
Spending yesterday
Buy now. Pay later.
Borrow money on credit
Constantly check for rewards
Discover hidden fees on your checking account
Hop from app to app to manage your finances
Wait to buy your Wishlist items
Spending with Monorail
Only spend the money you actually have
Get auto cash back rewards
Have peace of mind with free checking
Spend where you save. No app-hopping.
Purchase your Wishlist items without delay
Enable roundup savings on purchases
With all the capabilities you need to
have a better handle on your finances
Monorail Visa debit card
+ virtual lock
Roundups on purchases
auto-transferred to your Wishlist Fund
Cash back rewards auto-transferred to your Wishlist Fund
Easy opt-in
Dedicated shopping card
Free checking account
Direct deposit for your paycheck
Instant transfers, withdrawals, and spending with the Monorail card
Transparent transaction records
Tap to pay with the physical card
Find an ATM
Dream big & small with your Wishlist and Tracks
Set up your account in less than 5 minutes
Chat with support & get real human help
SEC
regulated
FDIC
insured
Biometric
security
Bank-level
encryption
Or free to download
