Don’t let your impulse today interfere with your dreams for tomorrow.
With buy now pay later & credit cards, you may end up paying more for an item that you really wanted.
With Monorail, there’s no risk, no guilt, no stress, and less overspending.
Just do what’s best for you.
WISHLIST APP
Save now,
buy later
With the powered wishlist app that helps you get the stuff you want.
Or free to download

Your new way to shop
Shop anywhere
Live your life as you normally do. Once you see something you like, drop it into your Wishlist.



Share to Monorail
Make your life and shopping easier by having all your items in one place. So you always know what’s at the top of your list.

Fund your list
Connect your bank account, and give yourself a daily, weekly, or monthly allowance.



Track your progress
As that one number grows, you’ll see what items you’re closest to getting.
Buy when you’re ready
Just hit the button to complete your transaction. Now, what else can you get on your Wishlist?



MONORAIL DEBIT CARD
When you’re ready to buy, make your purchase with the Monorail Visa debit card. (Or transfer the funds back to your bank.)

The wishlist app that helps you live your best life
“The wishlist actually makes me want to save more of my money.”

“I feel so relieved to not be constantly checking my open tabs and carts. I can spend so much more time doing other things now.”

“I like that I can add items I want, but there’s also a spot for those other goals & experiences that don’t really fit. I can really keep it all in one place.”



Shopping before
Aimless or impulse purchases
Buying things without noticing how often you’re buying things
Busted budget, relying on motivation to save
Added buy now pay later or credit card fees
Managing repayment schedules
The things you want scattered across the internet
Items you want cluttering your phone (and brain)
Feeling stressed or overwhelmed, managing (and checking on) your wanted items
Feeling guilty for buying the things you want
Shopping with Monorail
Purposeful purchases (And maybe an impulse purchase here or there. Hey, no one’s perfect.)
Knowing exactly where your money is going (& how much)
Staying in-budget, motivation-free
No repayment hassle
Everything you want in one place
Clear phone, clear mind
Really liking the thing you bought and having no regrets
All the things you want (and need).
All in one wishlist app.
Unlimited Wishlist items
Cash back rewards* auto-transferred to your Wishlist Fund
Add items via URL & share button
Dedicated shopping budget
Scheduled deposits to your Wishlist Fund
Item prioritization & filtering
Easy connect your existing bank account
Easy opt-in for the Monorail Visa debit card
No cost checking account with Monorail
Roundups on purchases auto-sent to your Wishlist Fund
Transparent transaction records
Tap to pay with the physical card when you’re out & about
And dream bigger with traditional savings features
Set up your account in less than 5 minutes
Chat with support & get real human help
SEC
regulated
FDIC
insured
Smooth
money transfers
Bank-level
data encryption & biometric security
