A referral platform for the clients who haven't reached your minimum yet.
Monorail for Advisors gives CKA designees and BRI-aligned financial advisors a compliant way to refer pre-minimum clients into professionally managed, biblically screened portfolios, with your firm earning a share of the advisory fee on referred assets.
The clients you can't serve yet are choosing platforms that cut you out.
Most advisory practices set minimums to protect service quality and firm economics. That is the right decision. But it leaves prospective clients below your threshold, the people you meet at church, at conferences, and in your community, without a clear path to invest in alignment with their values. Those clients don't wait. They open an account on a platform that neither shares their convictions nor compensates you for the introduction. Monorail changes that outcome: refer the client, they invest in a professionally managed, biblically screened portfolio, and your firm earns revenue on their assets from the day the account funds.
A referral program built around your firm's economics
The mechanics are deliberately simple: you refer, your client invests with alignment, and your firm earns a share of the advisory fee for as long as the relationship lasts.
You refer the client
When a prospective client isn't ready for your full advisory service, refer them to Monorail. They open an account in minutes and fund it at any level, with no advisory minimum standing in the way.
They invest with alignment
Referred clients invest in a professionally managed portfolio built on Inspire's biblically responsible screening methodology, with stock-level transparency and educational content that reinforces the principles you teach.
Your firm earns from day one
Your firm earns a share of the advisory fee on referred assets, beginning when the account funds and continuing for as long as the client invests through Monorail. Your dashboard shows referred AUM and quarterly compensation in real time.
Choose a referral partner you can trust
Who you choose to partner with matters. You have worked hard to build a reputation that reflects your character and convictions, and any platform that carries your referral inherits it.
Client education and nurture
Monorail's platform includes educational resources, the Investment Analyzer, market insights, and portfolio methodology content that reinforces the values-based investing principles you teach. Referred clients learn to invest with conviction rather than simply parking money.
Client confidentiality by design
You see referred assets under management and your firm's compensation. Individual client holdings, transactions, and account activity are never shared with advisors, consistent with Regulation S-P. Your clients' privacy is structural rather than a policy promise.
Institutional infrastructure
Your referrals invest through an SEC-registered investment adviser managing $350M+ in assets, with professionally managed portfolios and dedicated compliance infrastructure. The institutional credibility your practice requires in a referral partner.
Relationship continuity
You stay connected to referred clients as they grow. Monorail provides co-branded resources and enablement materials that help you continue building trust with your pipeline through your own CRM and outreach cadence.
Built for advisors in the BRI community
Monorail's advisor program is designed for financial advisors who serve faith-driven investors and build their practices around biblically responsible investing principles. Whether you hold the Certified Kingdom Advisor (CKA) designation, work within the Inspire network, or built an independent practice on BRI convictions, Monorail gives you infrastructure to serve investors at every stage rather than only those who have already reached your minimum. Referred clients invest through a portfolio built on the same Inspire screening methodology many BRI practices already use.
Getting started with Monorail for Advisors
The program is designed to be clear from application to first payout, with defined requirements at each stage.
Apply to the program
Complete the advisor application. We review your registration status, credentials, and practice alignment to ensure a strong fit on both sides.
Complete your partner agreement
Execute the written solicitor agreement and review the client disclosure statement that accompanies every referral, consistent with the SEC Marketing Rule. Your referral link and tracking are set up at the same time.
Start referring clients
When you meet a prospective client who isn't ready for your full advisory service, refer them to Monorail. They open an account, invest in a managed portfolio, and your firm's revenue share begins when the account funds.
Nurture and grow
Your Monorail advisor dashboard gives you a real-time view of referred AUM and quarterly compensation, while individual client holdings and identities remain confidential consistent with applicable securities regulations. Co-branded marketing resources and enablement materials support your ongoing business development through your own CRM and outreach cadence.
Resources for advisors
Tools and materials for evaluating the program and putting it to work in your practice.
Advisor Overview
A detailed guide to Monorail for Advisors, including the fee structure, referral mechanics, and platform capabilities. Request your copy.
Investment Analyzer
Show prospective clients how their current holdings align with BRI screening criteria. A conversation-starting tool for your practice.
Learning Center
Educational content on values-based investing, portfolio methodology, and BRI principles. Share with clients to reinforce your advisory approach.