Open your account
in about 10 minutes.
Getting started
with Monorail is Easy.
Here's what the process looks like so you know exactly what to expect before you begin.
Create your account
Enter your full legal name, date of birth, address, and email. You'll set a password and confirm your identity to open your account securely.
Verify your identity
Provide your Social Security Number and employment information. This step is required by federal law for all investment accounts — it protects you and keeps the platform compliant.
*Monorail is an SEC-registered investment adviser. Identity verification is a one-time regulatory requirement, not optional.
Fund your account
Link your bank account to make an initial deposit, or initiate a transfer from an existing brokerage or retirement account. Transfers are handled through a secure, guided process.
Choose how to invest
Select a professionally managed portfolio or set up self-directed investing. Your account is active as soon as your first deposit clears.
Open Your Account and Get Started
You don’t need to figure everything out upfront.
Start with your account, review your current investments, and take the next step when you’re ready. Monorail gives you the structure to move forward with confidence.