Last Modified: June 24, 2024

Monorail, Inc., a Delaware Corporation (“Monorail” or the “Company”), is a registered investment advisor and provides services collectively referred to as the “Services”. Before using or referring Clients to the Services offered by Monorail and its subsidiaries and affiliates, it is important to carefully read these terms and this agreement (“Agreement”).

Referral Bonus & SignUp Bonus

The Company agrees to pay a Referral Fee of $20 U.S. Dollars (the “Referral Bonus”) for each client (“Client”) who:

  1. Registers for the Services due to the Referrer’s efforts (“Registration”), and
  2. Maintains an account in good standing, fulfilling the conditions of the SignUp bonus program.

Referral Bonuses are payable to the Referrer 10 days after the referred Client fulfills the sign-up bonus conditions and receives their bonus. However, if a Client cancels their registration within thirty (30) days of initial registration or within the SignUp program required period, no Referral Bonus will be due.

New Clients will also earn a SignUp bonus if they:

  1. Open a Monorail portfolio account.
  2. Deposit at least $13 into their Monorail account.
  3. Invest this amount in the Patriot type portfolio account within the first 30 days of signing up.
  4. Keep at least the qualifying deposit amount in the Monorail account for 90 days.
  5. Receive the reward amount based on the level of deposit, defined in the promotion conditions.
  6. Note: The reward amount will be deposited in the portfolio's cash balance and can be withdrawn no sooner than after 6 months. The reward can be invested in any product available in the Monorail app.

SignUp bonus amount calculation:

  • $50 bonus for deposits ranging from $13 to $499
  • $100 bonus for deposits ranging from $500 to $2,499
  • $200 bonus for deposits ranging from $2,500 to $24,999
  • 1% bonus for deposits of $25,000 and above

Both Bonus and SignUp Bonus programs are limited-time offers. The Referral Bonus is applied once Registration is complete, conditions are fulfilled, and the SignUp bonus is paid to the referred Client.


The Referrer:

  • Shall perform duties consistent with the instructions of the Company and the Investment Advisers Act of 1940, as amended (the “Act”).
  • Shall communicate regularly with the Company regarding any progress made in obtaining Referrals.
  • Is acknowledged by the Client as having entered into an agreement with the Company, where a fee is paid for enrolling Clients in the Company’s services.
  • Is not an employee or otherwise affiliated with the Company.

Representations and Warranties

Both the Referrer and the Company make specific representations and warranties concerning their eligibility, legal status, and authority to enter and perform obligations under this Agreement.

Limitation of Warranties



Each party shall indemnify, defend, and hold harmless the other from any liabilities, losses, expenses, damages, and costs incurred relating to the breach of this Agreement.


Confidential Information must be handled with care, disclosed only internally on a need-to-know basis, and not used for any purpose outside the terms of this Agreement.


This Agreement can be terminated by either party at any time, with or without cause, and with or without notice.

Governing Law and Arbitration

This Agreement shall be governed by the laws of the State of Florida and any disputes shall be resolved through arbitration administered by the American Arbitration Association.

Notifications and Communications

Communications may be conducted via email, telephone, or postal services, with the Company disclaiming any liability for failures associated with maintaining accurate contact information.

Integration and Severability

This Agreement is the entire agreement between the Referrer and the Company concerning Referrals, superseding all prior communications. Any unenforceable or invalid provisions will be modified to reflect the parties’ intention.

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