Monorail Blog

Often mentioned in financial news, the Treasury Yield Curve is more than just numbers – it's a powerful economic indicator with a history of predicting recessions. Unpack the meaning behind its different shapes and learn what the bond market might be signaling about future growth and interest rates.

Explore dividend growth investing, a time-tested strategy for building wealth through compounding returns and a rising income stream. This guide covers the essential rules, attractive benefits, and key metrics needed to harness the power of growing dividends for your financial future.

Compound interest is a financial strategy where the interest earned on an initial investment is reinvested, allowing an investor to earn returns not just on their principal but also on accumulated interest, which can lead to exponential growth over time. This powerful wealth-building approach enables investors to generate more predictable income streams, potentially creating greater financial security and peace of mind in the long run.

The traditional 3-legged stool of retirement—Social Security, pensions, and personal savings—is weakening as pensions disappear and Social Security faces potential cuts by 2033. The $1,000-per-month rule estimates retirees need $240,000 in savings per $1,000 of monthly income, assuming a 5% return and 5% withdrawal rate over 20 years.

When should you get a joint bank account? See if a joint account would benefit your current situation.

So what’s the deal? And are interest loans linked to both your savings and loans? Get the scoop.

Should you save vs pay off debt? Short answer: It depends. See the pros and cons.

Treat yourself to a little beach getaway without breaking the bank. See the best beach vacation spots on a budget.

Travel without sacrificing your wallet by using these 7 cheap travel tips and tricks.

A wish list and a registry are different. But only slightly so. See how they help you manage finances and gifts.

And how can it affect your shopping experience – both positive and negative? See the hot take.