A thesis-driven, professionally managed portfolio built around U.S. economic strength, shareholder-aligned governance, and diversified exposure beyond mega-cap tech concentration. The result is a portfolio that reflects a specific view of where long-term value is created — right here in the United States of America.
Most portfolios default to broad market indices. That means heavy concentration in a handful of mega-cap technology companies, limited regard for corporate governance, andno intentionality about which sectors of the U.S. economy your capital supports.
The Patriot Portfolio is built to solve three specific problems with passive index investing:
The S&P 500 is increasingly dominated by a small number of mega-cap tech companies. A single sector downturn creates outsized portfolio risk. The Patriot Portfolio intentionally diversifies across sectors and company sizes that reflect broader U.S. economic strength.
Many publicly traded companies have governance structures that prioritize non-core initiatives over shareholder returns and operational performance. The Patriot Portfolio favors companies where management incentives align with investor outcomes.
Index investing means owning whatever the index holds, with no view on where long-term value is actually created. The Patriot Portfolio actively constructs a portfolio around a defined thesis about the U.S.economy.
Monorail's Patriot Portfolio uses a constructive approach to portfolio design. Rather than starting with a broad market index and filtering it down, the Patriot Portfolio is actively built from the ground up — selecting holdings that express a defined investment thesis across four dimensions:
Weighted toward companies and sectors that drive domesticeconomic strength, with reduced dependence on concentrated global supply chains.
Selects for companies with governance structuresthat prioritize shareholder returns and operational focus over non-core corporate initiatives.
Intentional allocation across sectors, industries,and company sizes to reduce the concentration risk embedded in passive index strategies.
Target allocations are defined, monitored, andrebalanced periodically by investment professionals to maintain alignment with the statedthesis over time.
Monorail offers two professionally managed portfolios, each built on a distinct methodology. Both include institutional-grade construction, ongoing rebalancing, and stock-level transparency into every holding.
The Investment Analyzer shows how your current holdings align with your values — so you can see exactly what you own and what it supports.
Articles and guides on portfolio methodology, values-based screening, and long-term investing fundamentals.
Current market analysis, economic commentary, and long-term investment themes from the Monorail team.
This portfolio is designed for investors who want a specific view of where long-term value is created in the U.S. economy — expressed through a professionally managed, thesis-driven portfolio.
It’s a fit if:
Get answers about how Monorail works and what sets us apart.
The Patriot Portfolio is a thesis-driven, professionally managed portfolio built around U.S. economic strength, shareholder-aligned governance, and intentional diversification beyond mega-cap tech concentration. It uses a constructive approach — actively selecting holdings that express its thesis rather than filtering the broad market.
Index funds hold whatever the index holds, with no view on governance, concentration risk, or economic thesis. The Patriot Portfolio actively constructs a portfolio around specific convictions about where long-term value is created in the U.S. economy.
The Patriot Portfolio charges a 0.40% annual advisory fee on assets under management. Accounts under $25,000 also pay a $3/month platform fee, which is waived automatically when the account reaches $25,000. There are no trading commissions, account maintenance fees, or hidden costs. See the pricing page for full details.
The Patriot Portfolio is professionally managed with institutional-grade construction, ongoing monitoring, and periodic rebalancing. You define your objectives; the investment team manages the execution.
Yes. Managed portfolios, self-directed stock positions, and retirement accounts all live within a single Monorail account.
No. You can open a Patriot Portfolio with any amount. A $3/month platform fee applies to accounts under $25,000 and is waived automatically at that threshold.
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Professional management. Stock-level transparency. 0.40% annual fee. No account minimums.
